.refund-policy-wrap {
    margin: 0 auto;
    max-width: 980px;
    padding-bottom: 3rem;
}

.refund-policy-hero {
    margin: 0 auto 2rem;
    text-align: center;
}

.refund-policy-lead {
    color: var(--app-color-text-secondary);
    font-size: 1.08rem;
    line-height: 1.8;
    margin: 0 auto;
    max-width: 860px;
}

.refund-policy-tabs {
    gap: 0.75rem;
    justify-content: center;
    margin-bottom: 1.5rem;
}

.refund-policy-tabs .nav-link {
    background: var(--app-color-surface-subtle);
    border: 1px solid var(--app-color-border);
    border-radius: 999px;
    color: var(--app-color-heading);
    font-weight: 700;
    padding: 0.7rem 1.2rem;
}

.refund-policy-tabs .nav-link.active {
    background: var(--app-success);
    border-color: var(--app-success);
    color: var(--app-color-surface);
}

.refund-policy-content {
    border: 1px solid var(--app-color-border);
    border-radius: 20px;
    padding: 0 1.5rem;
    background: var(--app-color-surface);
}

.refund-policy-panel {
    padding: 1rem 0;
}

.refund-policy-section {
    border-top: 1px solid var(--app-color-border);
    padding: 2rem 0;
}

.refund-policy-section:first-child {
    border-top: 0;
}

.refund-policy-section h3 {
    border-left: 3px solid var(--app-success);
    color: var(--app-color-heading);
    font-size: 1.2rem;
    font-weight: 700;
    margin-bottom: 1rem;
    padding-left: 0.75rem;
}

.refund-policy-section p,
.refund-policy-section li {
    color: var(--app-color-text-secondary);
    font-size: 1rem;
    line-height: 1.75;
}

.refund-policy-section ul {
    margin: 0;
    padding-left: 1.4rem;
}

.refund-policy-section strong {
    color: var(--app-color-heading);
}

.refund-policy-date {
    color: var(--app-color-text-secondary);
    font-size: 0.875rem;
    margin-top: 0.75rem;
    opacity: 0.75;
}

.refund-policy-cta {
    border: 1px solid var(--app-color-border);
    border-radius: 16px;
    margin-top: 1.5rem;
    padding: 1.5rem 2rem;
    text-align: center;
}

.refund-policy-cta p {
    color: var(--app-color-text-secondary);
    font-size: 0.95rem;
    margin-bottom: 0.75rem;
}

.refund-policy-cta .btn {
    font-weight: 600;
}

@media (max-width: 767.98px) {
    .refund-policy-content {
        padding: 0 1rem;
    }

    .refund-policy-tabs {
        flex-direction: column;
        align-items: stretch;
    }
}